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Analysis of new threats to online banking authentication schemes

AuthorsDelgado, Óscar; Fúster Sabater, Amparo; Sierra, J. M.
KeywordsOnline banking
Trojan horses
Issue DateSep-2008
PublisherUniversidad de Salamanca
CitationProceedings of the X Spanish Meeting on Cryptology and Information Security (RECSI 2008), pp. 337-344
AbstractIn this work it is shown how current online banking and payment methods are highly insecure. All the countermeasures currently used by financial institutions are vulnerable to some kind of attack, mainly to the recent and powerful last generation trojans, which are able to defeat mechanisms as strong as SSL sessions or two-factor authentication schemes. We point out the problems of these models and we propose a mobile phone OTP scheme with a new method for the challenge generation.
Description8 pages, 6 figures.-- Contributed to: X Spanish Meeting on Cryptology and Information Security (Salamanca, Spain, Sep 2-5, 2008).
Appears in Collections:(IFA) Comunicaciones congresos
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